Withdrawal – Documents

Online Withdrawal Conditions

• UAN activated
• Aadhaar verified
• PAN linked
• Bank account verified

Offline Withdrawal Documents

• Composite Claim Form
• Aadhaar & PAN
• Cancelled cheque
• Employer attestation (if needed)

EPF KYC PROCESS

KYC Documents

• Aadhaar (mandatory)
• PAN
• Bank account
• Passport (optional)
• Driving license (optional)

Employer Role

• Verify and approve KYC online
  

EPF AUDIT & INSPECTION DOCUMENTS

• EPF registration certificate
• Challans & ECR files
• Wage & attendance registers
• Appointment letters
• PF deduction consent
• Inspection reports

COMMON EPF ERRORS & REJECTIONS

• Name mismatch in Aadhaar/UAN
• Multiple UANs
• Bank account inactive
• Employer KYC pending
• Incorrect DOB

BEST PRACTICES FOR EPF COMPLIANCE

• Collect Form 11 at joining
• Verify Aadhaar & PAN immediately
• Maintain salary breakup properly
• File ECR before 15th every month
• Conduct quarterly EPF audit